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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

A Guide to Understanding the 5 Stages of ITIL® Service Life Cycle

    To keep up with the trends and stay ahead of the competitors, companies are always striving for excellence by improving their products continually. As we know, ITIL® (an acronym for Information Technology Infrastructure Library) The ITIL® takes an approach that involves various stages of ITIL services.   The five stages of ITIL® Service Lifecycle are,   •    Service Strategy •    Service...

Photo Booth Hire - The Perfect Complement to Any Special Event

  Photo booths are currently a very popular choice for many around the UK looking to make their events stand out from the pack. Photo booth hire is great for not only providing fun printed photos for guests to take away with them, but also for creating albums and photo guest books for clients of happy memories of the events they have hosted. So for which special events is photo booth hire great for? The real answer is that they are great for most functions and social gathering, as...

Top tips on how to clean an area rug

Despite your best efforts at cleanliness, your carpet will eventually become the victim of drops, spills, accidents, and whatever's on the bottom of your shoes. To learn how professionals handle problem areas and keep carpets looking new, we spoke with cleaning expert Mark Tarbox, the owner of Best Carpet Cleaning Experts in San Antonio, Texas, who has more than 30 years of experience. 1Blot Stains, Don't Rub Them Dab stains with a cleaning solution and a clean cloth, paper towels, or a...

Internal Auditing Training Popular as Demand Grows

There’s one thing for certain and that’s unlike our parents and grandparents, we no longer have the guarantee of a ‘job for life’. With increasing automation across most industries, many of the traditional jobs are disappearing. Strange then, that one of the oldest professions in the world is actually getting stronger. Internal auditing dates back thousands of years to the ancient civilisations of Mesopotamia, Egypt and the Roman Empire. In those days they may have used...

4 Top Performing Mutual Funds from Different Equity Categories

  Mutual Fund market is blooming more and more with each day passing. Millions of investors are enjoying the benefits of these funds by making investments either through lump-sum or SIP. Now, there are a large number of mutual fund schemes that are available today, but there is only one in each category that is crowned with the title of a top performer. In this article, we are going to discuss best mutual funds from various equity categories that have shown over the top performance in...

The appeal of the new-age smoking device, IQOS

Tobacco smoking is among the typical practices of mankind. The process of smoking tobacco leaves isn't new. The advancement of science and technology is actually changing the lives over the years and also the discovery of vaporizers for tobacco smoking is actually an inovative idea. IQOS heets is specially designed to provide you with a different smoking experience. Probably the most harmful thing about smoking is actually the unsafe chemical substances produced by the combustion of tobacco...

SET Plans to Install 100,000 Outdoor Air Pollution Controllers Across India

SET has partnered with Strata Enviro Pvt Ltd. to provide free air pollution controllers at various public locations. This project has been possible with the help of a unique revenue and sustainability model. Air pollution gives way to dangerous and fatal diseases like lung cancer, Chronic Obstructive Pulmonary Disease (COPD), stroke, acute respiratory diseases and more. Almost 90% of these deaths occur among people that belong to low and middle-income countries. The PM 2.5 and PM 10 particles...

Testo Crush-You Get Boost Your Body Muscle

Testo Crush: While a real testosterone plan can quickly improve a user's aging body, you must realize that not every product is the same. Multiple health blogs posted on the internet claim that all of the different Testosterone Pills, sprays, creams and oils on the market are no more than useless scams. A person can only trust real testosterone injections to have a positive effect on his or her system. At least it could be any easier to get a hold of phenomenal testosterone therapy to improve...

How To Choose Your Industrial Shelving?

In order to display and find your merchandise most retailers and wholesalers need a range of practical and usable shelving. For industrial shelving or warehouse shelving, it is a necessity to have the right shelving that suits your items and premises. In a retail application, shelves need to be attractive and help to showcase merchandise, industrial shelving is mainly to keep things in the correct order and make it easy for employees to find the different items in stock. There is a multitude...


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